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Rules & Regulations

Privacy Policy

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Rules & Regulations

Privacy Policy requires that all the visitors to our site(s) on the World Wide Web (the “Site”) adhere to the following rules and regulations. By accessing the Site you indicate your acknowledgment and acceptance of these terms and conditions.


User access to and use of the Site is subject to all applicable federal, state and local laws and regulations.


The trademarks, logos and service marks (“Marks”) displayed on the Site are the property of and other parties. Users are prohibited from using any Marks without the written permission of or such third party which may own the Marks. All content on the Site is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on the Site for commercial or public purposes.


ALL INFORMATION ON THE SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY OR ACCURACY. does not endorse and is not responsible for the accuracy or reliability of any opinion, advice or statement made through the Site by any party other than Other than as required under consumer protection law, under no circumstance will be liable for any loss or damage caused by a user’s reliance on information obtained through the Site. It is the responsibility of the user to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through the Site. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice, or other content.

4. LIMITATION OF LIABILITY specifically disclaims any liability (whether based in contract, tort, strict liability or otherwise) for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with access to or use of the Site, (even if has been advised of the possibility of such damages) including liability associated with any viruses which may infect a user’s computer equipment.


Except as required by law, will maintain the confidentiality of all user communications which contain personal user information and which are transmitted directly to Postings by a user on any message board or in any chat room will not be protected as confidential and may use and provide information contained in any such postings (including any ideas, concepts, know-how or other intellectual property) to any of its parent company, subsidiaries and affiliates for any purpose whatsoever and as deemed appropriate by

6. LINKED INTERNET SITES is not responsible for the content available on any other Internet sites linked to the site. Access to any other Internet sites linked to the Site is at the user’s own risk.


[For use in connection with message boards or chat rooms on the Site.] is under no obligation to review any messages, information or content (“Postings”) posted on the Site by users and assumes no responsibility or liability relating to any such Postings. Notwithstanding the above, may from time to time monitor the Postings on the Site and may decline to accept and/or remove any Postings that contain:

  • Any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, profane, hateful, racially, ethnically or otherwise objectionable material of any kind, including, but not limited to, any material which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international law.
  • Advertisements or solicitations of any kind. [Note – This is not applicable for those Sites with message boards containing classified advertisements.]
  • Messages posted by users impersonating others.
  • Personal information such as messages which state phone numbers, social security numbers, account numbers, addresses, or employer references.
  • Messages by non-spokesperson employees of purporting to speak on behalf of
  • Messages that offer unauthorized downloads of any copyrighted or private information.
  • Multiple messages placed within individual folders by the same user restating the same point.
  • Chain letters of any kind.


[For use in connection with Sites through which proprietary Customer account data may be transmitted.] User acknowledges and agrees that by providing with any personal or proprietary user information through the Site, user consents to the transmission of such personal or proprietary user information over international borders as necessary for processing in accordance with standard business practices.

9. CHANGES TO RULES AND REGULATIONS reserves the right to revise these Rules and Regulations at any time and users are deemed to be apprised of and bound by any changes to these Rules and Regulations.

10. VIOLATIONS OF RULES AND REGULATIONS reserves the right to seek all remedies available at law and in equity for violations of these Rules and Regulations, including the right to block access from a particular Internet address to the Site.


Access to and use of password protected and/or secure areas of the Site is restricted to authorized users only. Unauthorized individuals attempting to access these areas of the Site may be subject to prosecution.


Protecting your privacy is important to us. Items 13, 14 and 15 clarifies how collects, uses and safeguards the personal information you provide to us on our website.


When you send confidential data to us on an website, we require that a “secure session” first be established using Secure Socket Layer (SSL), or Secure Electronic Transaction (SET) protocol when that is fully available.


When you browse any website, you do so anonymously. Personal information — including your E-mail address — is not collected. Some of our websites, however, may request that you voluntarily supply us with personal information, including your E-mail address for purposes such as correspondence, or participating in online surveys. Like many other commercial websites, the website may utilize a standard technology called a “cookie” to collect information about how our site is used.


If you provide us with your E-mail address, or have done so in the past, we may upon occasion send you E-mail offers. We may use information you have given us only for the purpose of sending you advertising information pertaining to

16. DECLINING E-MAIL OFFERS provides customers with an easy means to decline receiving E-mail offers. At any time, you may request to discontinue receiving these offers from us by simply replying to the E-mail and informing us of your preferences. All E-mail offers that you receive from will inform you of how to decline receiving further E-mail advertisements.

17. CHILDREN does not knowingly solicit data from children, and we do not knowingly market to children.


In keeping with our long-standing leadership in consumer Privacy protection, is actively involved with current industry initiatives to preserve individual privacy rights on the Internet and in all aspects of electronic commerce. Items 13, 14 and 15 within this statement provide additional information about our commitment to protecting the privacy of our customers both online and offline. The Customer Internet Privacy policy is currently applicable only to our United States customers and visitors to our website. As we develop websites for international audiences, they will maintain their own additional rules and practices, which are fully consistent with this statement, and which they may modify as needed for particular products and services, or to conform to local laws or customs around the world. If you have any questions about this statement, please send an e-mail to: